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Aaron Karczmer, executive vice-president of Paypal， makes a speech on the 2nd China Fintech Conference Agenda held in Beijing on Sept 17, 2017.[Photo provided to chinadaily.com.cn]

Aaron Karczmer, executive vice-president of Paypal, said they did not think regulation is contradictory or an obstacle to innovation; otherwise, they even took a step further to consider that regulation could lead to good innovation.